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Kotak Mahindra Bank EDF form for services: free form and how Kotak takes it

Kotak Mahindra Bank hasn't published its own EDF form, so use the RBI form, which the free generator prints. Kotak's export policy says how it takes it and what it charges.

Last updated 11 Oct 2026 · Not legal or tax advice

Fill in the Kotak Mahindra Bank EDF form free : no sign-up, nothing stored. Print it or save it as PDF, sign it and take it to your bank.

From Kotak Mahindra Bank's own published documents, checked 11 Oct 2026. easylancing isn't affiliated with Kotak Mahindra Bank; banks update their forms, so check the latest version (linked below) or ask your branch.

The Kotak Mahindra Bank EDF format

  • Kotak's "Trade Policy cum SOPs Framework on Exports" (29 September 2026) asks for the EDF but we found no separate Kotak layout, so use the RBI form.
  • The free generator prints it filled in.

Category of exporter: The RBI form's "others" works for service exporters; ask Kotak if unsure.

How to submit it to Kotak Mahindra Bank

  • Through fyn, Kotak's corporate digital platform, or a Kotak Trade Branch. Scanned and electronic records are accepted.
  • Kotak doesn't say whether savings-account (including Kotak811) customers can use fyn; go through a Trade Branch and ask.
  • Turnaround for service exports is two working days (T+2).
  • Due within 30 days after the end of the month in which you invoiced: October 2026 invoices by 30 Nov 2026. One EDF covers all of a month's invoices. Work out your due date.

What to attach

  • A request letter with the FEMA declaration.
  • The EDF.
  • Your invoices.

Charges

From 12 October 2026, Kotak's schedule has "Software and Service Handling" at 0.075% (minimum ₹1,500 per bill), FIRA ₹250, purpose-code change ₹1,000, inward remittance free; GST extra. Whether the handling charge applies per monthly EDF isn't stated.

Individuals: you may not need to file

The regulations have no exemption for individuals. But on 7 October 2026 RBI's Governor said individuals don't have to report transactions of a personal nature, whatever the amount, and gave tutoring and small software work for clients abroad as examples; a Deputy Governor said individuals aren't included for contracts of a personal nature. RBI has promised an FAQ, which isn't out yet.

Until the FAQ is out, companies, LLPs and firms file; if you invoice in your own name, ask Kotak Mahindra Bank whether it wants an EDF from you. Who files.

Questions

Does Kotak Mahindra Bank have its own EDF form?

We found no separate Kotak EDF layout: its export policy asks for the EDF, so use the RBI form, which the free generator prints. Check with your Trade Branch.

How do I submit the EDF to Kotak?

Through fyn, Kotak's corporate digital platform, or a Trade Branch, with a request letter including the FEMA declaration and your invoices. Kotak accepts scanned and electronic records and processes service exports in two working days.

What does Kotak charge?

From 12 October 2026: Software and Service Handling 0.075% (minimum ₹1,500 per bill), FIRA ₹250, purpose-code change ₹1,000, plus GST. Kotak doesn't say whether the handling charge applies to each monthly EDF; ask.

I'm an individual freelancer. Do I need to file at all?

Possibly not. On 7 October 2026 RBI said individuals don't have to report transactions of a personal nature, and its FAQ is awaited. Ask Kotak whether it wants an EDF from you.

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